Georgia Introduces Mandatory Health Insurance for All Tourists Starting January 2026

TBILISI (TRI) — As the new year begins, Georgia has implemented a groundbreaking policy requiring all international tourists to carry valid health and accident insurance upon entry, marking a significant shift aimed at enhancing visitor safety and easing pressure on the country’s healthcare system.

The regulation, enacted under amendments to the Law of Georgia “On Tourism”, took effect on January 1, 2026, with enforcement starting immediately. Travelers must present proof of coverage—either physical or digital—at airports, land borders, or seaports. The policy must cover the entire duration of the stay, including arrival and departure dates, with a minimum coverage of 30,000 Georgian Lari (GEL), equivalent to approximately $11,000 USD.

“This measure prioritizes the well-being of our guests while ensuring sustainable tourism growth,” a spokesperson for the Georgian National Tourism Administration stated. “It allows visitors to explore our ancient monasteries, dramatic mountains, and vibrant cities with greater peace of mind.”

Details of the New Requirement

The insurance mandate applies universally to foreign tourists, regardless of nationality, length of stay, or entry method. Key stipulations include:

• Minimum Coverage — At least 30,000 GEL for medical treatment, hospitalization, and accident-related expenses.
• Validity — Full period of stay in Georgia.
• Language — Policy details must be in Georgian or English.
• Issuer — Accepted from Georgian or reputable foreign insurance companies.
• Proof — Electronic (e.g., PDF on phone) or printed copies are valid; border officials may request it during checks.

Exemptions are limited and include:

• Holders of diplomatic or special visas.
• Persons entering under international treaties or agreements.
• Drivers of international freight or passenger transport.

Failure to comply could result in entry denial or administrative penalties, though officials emphasize the focus is on compliance rather than punishment.

Why the Change? Protecting Visitors and the System

Georgia, long celebrated for its visa-free access for over 95 countries (allowing stays up to one year for many), has seen tourism boom in recent years, with millions drawn to Tbilisi’s UNESCO-listed old town, the wine regions of Kakheti, Black Sea beaches in Batumi, and adventure spots in Svaneti.

However, rising visitor numbers have strained public healthcare resources, with uninsured tourists occasionally facing high medical bills or leaving costs unpaid. The new rule addresses this by shifting responsibility to travelers while aligning Georgia with global standards seen in destinations like the UAE, Cuba, or Schengen countries for certain visas.

Industry leaders view it positively. “This will make Georgia even more attractive as a safe, responsible destination,” said a representative from a major Tbilisi hotel chain. Local insurers like Imedi L and GPI Holding have launched tailored products, often available online for quick purchase, with options starting affordably for short trips.

Practical Advice for Travelers

For those heading to Georgia in 2026:

• Purchase Early → Many standard travel insurance policies (e.g., from World Nomads, SafetyWing, or Allianz) already meet or exceed the requirements—verify coverage amounts and territorial validity.
• Buy On Arrival if Needed → Kiosks or apps at Tbilisi, Kutaisi, and Batumi airports offer compliant policies.
• Check Your Existing Coverage → Credit card travel insurance or employer plans may suffice if they hit the 30,000 GEL threshold and explicitly cover Georgia.
• Digital Proof Recommended → Save your policy PDF for easy access.

The policy has sparked some debate online, with concerns about added bureaucracy, but early reports from borders indicate smooth implementation with minimal delays.

As Georgia continues its rise as a top European-Asian crossroads destination, this requirement underscores its commitment to traveler security amid growing popularity.

Planning a trip to Georgia? Ensure your insurance is sorted—it’s now as essential as your passport. Share your thoughts or questions below. Safe travels! 🇬🇪🩺